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Cookie Policy


Please note that this website uses cookies and/or similar technologies (hereinafter generically referred to as "cookies") to store and recover data on the user's terminal (e.g., computer, mobile phone or tablet) when browsing. The term "Site" shall be construed herein as meaning any web page, sections thereof, software (Apps), platforms or similar applications which Santander de Titulización SGFT, S.A (hereinafter referred to as the "Management Company") owns and uses to render an information society service.

1. What are cookies?

Cookies are files stored on the device of a user browsing the internet or other types of platforms and applications (for example, smartphone and tablet apps) that, in particular, contain a number, which allows the user's device to be reliably identified, even when the location or IP address of the device changes.

We may also use similar data storage and recovery technologies such as local shared objects, flash cookies1, web beacons, bugs and pixels2, or any other any other device fingerprinting technology.

The specific uses we make of these technologies are described below.

2. What type of cookies do we use?

This Site only uses technical cookies

Technical cookies are those that allow the user to browse the Site and use its different options or services, including those used to manage and run the Site and enable its functions and services. These cookies are used, for example, to monitor data traffic and communications, identify the session, access restricted areas, remind users of items in an order, go through the process of making an order, manage payments, monitor fraud associated with the security of the service, make a request to sign up or participate in an event, count visitors when billing software licences for the software used to run the Site, use security components during browsing, store content to disseminate videos or sound, enable dynamic content (for example, animations to load a text or image) or share content via social media.

This category also includes cookies that, according to their technical nature and provided that they are not used for other non-exempt purposes, allow advertising spaces to be managed in the most efficient way possible, which are included in the Site, application or platform as a design or "layout" element of the service offered to the user, based on criteria such as the edited content, without collecting information from users for different purposes, such as personalising the advertising content or other types of content.

In addition, cookies that allow the user to remember information so that the user can access the service (preferably) are also considered technical, as long as they have been chosen or configured by that person (for example, if you select the language of a website by clicking on the corresponding country flag icon), and only for this purpose.


1 Local shared objects o flash cookies: son un tipo de cookies que pueden almacenar mucha más información que las cookies tradicionales. Al ser independientes del navegador utilizado son más difíciles de localizar, visualizar o borrar y pueden utilizarse, por ejemplo, para regenerar cookies estándar.

Web beacons o bugs (a veces denominados pixeles o balizas web): son imágenes, inapreciables a la vista por su tamaño y color, que se descargan al visitar un sitio web pero que están almacenadas en un segundo sitio y que permiten al titular de ese segundo sitio registrar la visita del usuario mediante la información que el navegador de éste proporciona al descargar la imagen (dirección IP, sistema operativo, versión de navegador, etc.)


The cookies we use are detailed below:

3. Basic información on personal data protection.

Who is the data controller for your data?

Santander de Titulización SGFT, S.A

Postal address: C/ Juan Ignacio Luca de Tena, 11-13, 28027 Madrid.

Data Protection Officer/Privacy Office:

Why do we process data?

In some circumstances, the use of cookies involves processing the personal data of users who visit the Site, when they identify or provide certain identification or contact details that allow the browsing of some users to be distinguished from others, when the user is identified through an IP address.

How do we obtain your data?

  • Directly from you, through the information you provide us when you browse our websites and mobile phone applications, through the use of cookies or any other type of online identifier or through the fingerprint you use on your device or terminal.

Whom do we communicate data to?

We transfer your personal data to:

  • Management Company´s service providers: The Management Company works in partnership with some third-party service providers who have access to the personal data of users and who process this data, in their capacity as data processors, on behalf of the Management Company as part of their services.

The Management Company follows strict criteria for selecting service providers in order to comply with its data protection obligations and undertakes to enter into a corresponding data processing agreement with them, which shall impose the following obligations on them: the application of appropriate technical and organisational measures; the processing of personal data for the agreed purposes and only in line with the Management Company's documented instructions; and the deletion or return of the data to the Management Company once the provision of services is completed.

Can data be transferred to other countries?

The Management Company shall only transfer the data to other countries if there is an adequacy decision which determines that the country has a comparable level of protection to the European Union, or failing that, by applying appropriate safeguards in accordance with data protection regulations, such as the signing of standard contractual clauses or binding corporate rules. The data subject may request additional information on these appropriate safeguards using the contact details indicated in the section What rights do Users have?

How long will we retain your data?

The personal data collected will be kept for the duration of the contractual relationship with the user or while it is necessary for the purpose for which it is collected, in accordance with the provisions of the section of the privacy policy titled "For how shall we store the data?"

What rights do users have?

The user may exercise their rights of access, rectification, erasure, objection, restriction of processing and portability or submit any question they may have about the processing of their personal data by emailing the Management Company at; or writing to: C/ Juan Ignacio Luca de Tena, 11-13, 28027 Madrid (A/A. Data Protection Officer/Privacy Office Santander de Titulización).

More information

The user can find detailed information about the processing of their data on our website at or by contacting the Management Company´s Data Protection Officer/Privacy Office:

In they accept the use of third-party cookies, the user must take into account that these will be subject to the third party's own specific conditions, including their data protection policies, which are beyond the control of the Management Company.

4. Effective date of the Policy.

This policy was last modified on 10 January 2024 and may be subject to further changes at any time, when required by the pertinent legislation currently in force, or when there are changes regarding the use of cookies used on the Site, in which case and if necessary, we will request your consent to use them again.

In order to keep users informed at all times about the cookies we use and their purposes, we recommend that you access the content of this policy when you visit our Site.