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Cookie Policy


The user is informed that this Site uses cookies and/or similar technologies that store and recover information when you are browsing (hereinafter, "cookies"). Hereinafter, the term "Site" should be understood to mean a website, sections of a website, application (app), platform or similar, owned by Santander de Titulización SGFT, S.A.


What are Cookies?

Cookies are files that are stored on the user's device when browsing the Internet or other types of platforms and applications (for example, apps for smart phones and tablets) and these contain a number that allows the user's device to be uniquely identified, even if they change location or IP address.


Generally speaking, these technologies may be used for a wide range of purposes, such as, recognising you as a user, obtaining information on your browsing habits or behaviour on the Site or even offering you personalised advertising based on the foregoing. The specific use we make of these technologies is detailed further on.


Types of Cookies that are used

The user is informed that this site uses only technical cookies. These allow the user to browse the Site and use the different options or services available, including those used to permit the management and operation of the Site and enable its functions and services, such as, for example, controlling data traffic and communication, identifying the session, accessing restricted access areas, remembering the elements forming an order, performing the purchase process of an order, managing the payment, controlling the fraud associated with the security of the service, performing the registration request or participation in an event, counting visits for the purposes of invoicing the software licences used by the Site, using security elements during browsing, storing content for the dissemination of videos or sound, enabling dynamic content (for example, animation for loading a text or image) or sharing content via social media.


Also belonging to this category, due to their technical nature and provided that they are not used for other non-exempt purposes, are those cookies that allow advertising spaces to be managed in the most efficient manner possible as these are an element associated more with the design or layout of the service offered to the user included in the site, application or platform, based on the criteria such as the edited content. These do not gather information on the users for other purposes, such as the personalisation of this advertising content or other content.


Additionally, preference or customisation cookies are also considered technical cookies. These cookies allow the storage of information so that the user may access the service, provided the user chooses these characteristics (for example, if they select the language of our website by clicking on the corresponding country flag icon) and only for this purpose.


The cookies we use are detailed below:

Data protection:

Under certain circumstances, the use of cookies may involve the processing of the personal data of the users of these devices, since it is necessary for browsing the Site.


Users can find information about how the Bank processes their data by contacting the Bank's Data Protection Officer/Privacy Office at or, or checking the privacy policy in the Legal Notice on the website


Policy Validity Date:

This policy was last amended on 21 October 2020, and may be subject to subsequent changes as and when required by the legislation in force at any time, or when there is a change in the use of the cookies used by this Site, in which case, and where necessary, consent for their use will be requested.


To ensure that you are informed at all times regarding the cookies we use and their purposes, we recommend that you view the content of this policy when you visit our Site.